Refund Policy

Refund Policy – SRZITSOL

SRZITSOL is committed to ensuring a transparent, secure, and customer-focused digital service experience. This policy defines the terms, rights, and procedures for refund processing, fraud reporting, and complaint resolution for all users and merchants using our platform.

Fraudulent Transactions & Social Engineering Complaints

Reporting Window
Any fraudulent transaction, unauthorized access, or social engineering attack must be reported within 24 hours of occurrence to qualify for consideration.

Required Information
Customers must provide:

Transaction ID or reference number

Date and time of transaction

Account or wallet number used

Screenshots, audio recordings, or any relevant evidence if social engineering was involved

Action & Liability

SRZITSOL will initiate a tri-party investigation with the acquiring merchant and bank/wallet provider.

If fraud is confirmed, a full or partial refund will be processed subject to recovery.

If reported after 24 hours, the claim may be rejected due to risk of delayed detection and lack of data integrity.

Refund Eligibility and Process

KYC and Refund Precondition
All refund requests will be processed only after the customer has completed Know Your Customer (KYC) verification in accordance with SRZITSOL’s regulatory compliance obligations.

Valid Reasons for Refund
A refund may be granted under the following conditions:

Double or incorrect charge due to system or merchant error

Failure to deliver a promised product or service within the defined delivery window

Delivery of damaged, faulty, or materially incorrect items

Fraudulent or unauthorized transactions reported within the defined timeline

Deductions on Refund
Refunds may be subject to deduction of applicable taxes and charges, including but not limited to:

VAT (Value Added Tax)

FED (Federal Excise Duty)

Transaction or gateway processing fees, if already deducted by third-party providers

Refund Method & Timeline

Refunds will be made via the same payment channel (bank account, mobile wallet, or card) from which the original transaction was made.

Refunds will only be credited to the same account title and number to ensure anti-fraud compliance.

Refunds are typically processed within 48 to 72 working hours from final approval.

In exceptional cases requiring deeper investigation, SRZITSOL reserves the right to extend this processing period to 7 working days, with prior notice to the customer.

Product Non-Delivery, Discrepancy & Damage Complaints

Merchant Commitment Window
If the merchant has clearly communicated a delivery timeframe (e.g., 7 or 10 days), customers are expected to wait for that period to expire before raising a non-delivery complaint.

Complaint Scenarios Allowed

Product was not delivered even after the committed time has passed

Product or service is substantially different from the advertised listing

Delivered item is damaged, incomplete, expired, or defective

Evidence Submission
Customer must submit:

Order receipt/invoice

Clear images/videos of the received product (if any)

Any email/SMS/chat records between merchant and customer regarding delivery

Complaint Submission Timeline
Complaints must be lodged within 72 hours of expected delivery or receipt.
Failure to raise a complaint within this window may render the refund request ineligible.

Refund Policy vs. Merchant Policy

Merchant Terms Precedence
Each merchant integrated with SRZITSOL may have its own refund, delivery, and return policy.
SRZITSOL honors those terms unless they contradict consumer protection laws or this platform policy.

Policy Mismatch Resolution

SRZITSOL will mediate between the customer and the merchant.

In case of non-response from the merchant within 3 working days, SRZITSOL may take a final decision in the interest of the customer, subject to transaction validation.

Non-Refundable Scenarios

Buyer’s remorse or change of mind after payment

Disagreement over pricing or merchant terms after acceptance

Customer failed to review merchant delivery/refund policy

Order fulfilled exactly as described by the merchant

Legal Disclaimer

SRZITSOL is a technology-based service provider and does not manufacture, store, or directly sell products or services.
SRZITSOL’s role is limited to transaction facilitation between customer and merchant.
SRZITSOL shall not be liable for indirect losses unless due to gross negligence or system failure.

Complaint Registration & Resolution Process

Steps to Lodge a Complaint

Visit the SRZITSOL Support Portal: www.srzitsol.com

Email us at: support@srzitsol.com

Information Required

Full Name and CNIC

Transaction Reference ID

Date of Transaction

Description of Issue

Screenshots or supporting documents (if any)

Investigation & Resolution

Complaints will be acknowledged within 24 hours of receipt.

Standard resolution time is within 7 working days.

Complex cases involving fraud, chargebacks, or cross-border transactions may take longer. Customers will be notified proactively in such cases.

Contact & Escalation

Email: support@srzitsol.com

Website: www.srzitsol.com

A member of our support team will respond as soon as possible.

For legal escalations or regulatory queries, please write to:
Email: support@srzitsol.com